Engineered Finance

Financial planning tools built for engineers. Show the math, expose the assumptions, tune the inputs.

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Roth Conversion Optimizer

The annual bracket question is the wrong frame for the overall conversion decision. Here's a 20-year model showing what systematic conversions actually cost — and what skipping them costs your heirs.

21 May 2026 · 13 min read

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Should You Refinance? The Full Analysis

Is a lower rate always better? Should I apply extra payments to the loan principal or to my Roth IRA? Let's face it,

21 May 2026 · 13 min read

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Coming soon

12 May 2026 ·